What to do in case of car accident

Business of the Year June 13, 2013
 

If youíve ever been in a car accident around Chicago Illinois, even a minor one, you know how upsetting it can be. Itís hard to think straight and know what to do.
Letís review what you should do in case of an accident in Chicago, Illinois:
When an accident occurs, you should always stop. Leaving the scene of an accident is considered a crime in Illinois Ė even if itís not your fault. And hit-and-run penalties are fairly severe, possibly resulting in steep fines, loss of your driverís license or even jail time in our local Chicago lockup.
Most states, including Illinois require that you try to help someone who is injured by calling for help or performing first aid if you are able.
Warn other Chicago motorists by putting out flares, using your flashers or lifting your hood.
Call 911 as soon as possible. Tell the operator if medical or fire help is needed.
Always file a police report. Itís tempting to skip this if everything seems to be ok. But without a police report, the other guy can say whatever he wants about the accident later, and you wonít have an objective report to help defend yourself.
Discuss the accident only with the police. Emotions are strong after an accident and we naturally want to talk about it Ė donít. Never admit fault or guilt to anyone including the police officer. Sometimes we may feel at fault, but in the eyes of Illinois law, the other guy may be responsible.
Truthfully give the officer the facts: such as ďI was going 35 miles per hourĒ not ďI wasnít speedingĒ. Remember, anything you say to the officer or anyone else can be used against you.
Also get the officerís name and badge number and ask where you can get a copy of the accident report.
Get the facts on the driver and owner of the other vehicle:
Name
Address
Phone number
Date of birth
Driverís license number and expiration
Insurance information
Also take down a description of the other vehicle, license plate and vehicle identification number. Most insurance companies donít record license plate numbers, so the VIN number is the best way to track the vehicle.
Ask witnesses, including passengers, to wait for the police. If they canít wait, ask for contact information and request that they write a brief description of what they saw. If someone refuses to leave their name, write down their license plate number so the police can track them down later if necessary.
Always call your insurance agent or your Illinois auto insurance companyís 800 number.
Call or see your local Chicago physician if you think you may have been injured.
We here at Triangle Auto Service hope that you never have to use this information and wish you happy travels.  www.triangleradiator.com, www.triangleradiator.net, www.chicagobrakerepair.com



 

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